The Securities and Exchange Commission of Pakistan (SECP) has proposed raising the maximum limit for microfinance and housing loans to Rs5 million as part of proposed amendments aimed at expanding access to finance.
According to a notification issued by the SECP, the proposed amendments have been issued for consultation with stakeholders.
Under the proposals, the annual income threshold for borrowers seeking microfinance loans would be increased from Rs1.2 million to Rs1.5 million.
The commission has also proposed revising the turnover thresholds for small and medium-sized enterprises, or SMEs.
For small businesses, the commission proposed raising the maximum annual turnover threshold to Rs400 million from Rs30 million, while the limit for medium-sized enterprises would increase to Rs2 billion from Rs800 million.
The SECP said the proposed SME thresholds are aligned with recent changes introduced by the State Bank of Pakistan.
The proposal reflects the SECP’s efforts to strengthen the microfinance and housing finance sectors and create greater opportunities for borrowers through an expanded financing framework.
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