National Savings secures Rs1.32 trillion, almost meets FY 2025-26 target

The Central Directorate of National Savings (CDNS) has mobilized Rs1.32 trillion in investments during the first eleven months of fiscal year 2025-26, achieving about 97.1 percent of its annual savings target and reflecting strong public confidence in government-backed savings schemes.

CDNS collected Rs1.32 trillion from July 1, 2025 to June 5, 2026, against its annual savings mobilization target of Rs1.36 trillion for the current fiscal year.

The sources said the robust inflows indicate growing investor trust in national savings instruments and an increasing tendency among citizens towards prudent financial planning and secure investments.

To further diversify its portfolio, CDNS has allocated Rs50 billion for Islamic savings instruments during FY 2025-26. The move is aimed at promoting Shariah-compliant investment avenues and supporting the growth of Pakistan’s Islamic finance industry.

Officials said the directorate had earlier set an ambitious savings target of Rs1.65 trillion for FY 2024-25, including Rs170 billion for Islamic finance investments, to enhance financial inclusion and expand investment opportunities for a broader segment of the population.

They noted that CDNS has consistently demonstrated strong performance in recent years. During FY 2023-24, it exceeded its target by mobilizing Rs1.742 trillion against a goal of Rs1.7 trillion, while it successfully achieved its Rs1.6 trillion target in FY 2022-23.

In FY 2021-22, the initial target of Rs1.3 trillion was revised upward to Rs1.4 trillion in view of favorable market conditions and improved resource mobilization efforts.

According to officials, sustained growth in savings mobilization has been driven by institutional reforms, enhanced operational efficiency and innovative policy measures that have broadened the outreach and effectiveness of CDNS services nationwide.