Finance Minister Launches InvestPak Digital Platform for Government Securities Investment

Federal Minister for Finance and Revenue Muhammad Aurangzeb, formally launched InvestPak, a digital platform to facilitate individuals and corporate customers to make instant, free, and secure investment in government securities.

InvestPak digitizes the process of investment and maintaining PKR accounts with financial institutions while allowing the account holders to digitally open Investor Portfolio of Securities (IPS) accounts, place bids in primary auctions of government securities and buy or sell securities through the secondary market without having to visit FIs.

The launch ceremony was attended by Governor State Bank of Pakistan Jameel Ahmad, senior SBP management, CEOs of banks, PSX, non-bank financial institutions and infrastructure companies and senior executives from the corporate sector.

The finance minister, addressing the ceremony, felicitated the central bank governor and his team on the launch of InvestPak, terming it as another important milestone in journey of digitization of the economy after the introduction of Raast payment system that has become a very important and critical pillar of country’s digital journey.

Highlighting technology and diversification as the key aspects of the initiative, Muhammad Aurangzeb said that technology not only makes the investment process faster, cheaper and better but it also democratizes and diversifies the investment.

The Finance Minister lauded the idea of retail investment starting from Rs.5000 and its availability to both the corporates and individuals and said that we have seen an increasing number of investors in PSX during the last 12 to 18 months particularly the youth. “The more we go on this type of digital journey, the more youth we can bring in and have them as investors in government paper,” he said, stating that InvestPak will take us forward in that direction by opening new digitally enabled avenues.

He underscored the significance of diversifying government sector borrowing and decreasing reliance on banking sector and urged the non-bank financial institutions to step forward and avail the opportunity of investing in government papers.

The share of NBFI’s investment in government securities has surged to 22% from a single digit but still a long way to go for NBFIs, Aurangzeb said and added that this diversification will enhance the banking sector’s capacity towards private sector lending.

Governor SBP, Jameel Ahmad, speaking at the occasion, termed the promotion of inclusive, sustainable and digitally accessible financial services as strategic priorities of SBP under Vision 2028. He said that a strong government security market was key to a strong economy as it mobilizes domestic savings, helps finance national development, strengthens the transformation of monetary policy and supports overall financial stability.

He reflected on SBP’s years-long transformation journey of carefully sequenced reforms aimed at building a government securities market that is deep, transparent, efficient and accessible to a much broader range of investors.

He said that those reforms expanded market access, strengthened market infrastructure and diversified the investor base and now Pakistan has a deep and liquid government securities market with a yield curve extending to 15 years. In May 2026, average daily secondary market trading reached near Rs 991 billion while non-bank holdings of marketable government securities increased from Rs 327 billion in 2009 to more than Rs 10 trillion, he informed.

As much as 78% of marketable government securities were still held by banks that indicated significant untapped potential to bring more households, businesses and institutional investors into this market, he noted.

InvestPak is the next step in this reform journey, developed by SBP under the World Bank funded Financial Inclusion and Infrastructure Project, he stated, adding that it is a single digital platform for boarding both retail and corporate investors, opening IPS accounts and investing in government securities in a simpler, faster and more transparent manner while offering an efficient solution for treasury and liquidity management.

The SBP Governor announced launching a nationwide media campaign through print, digital and FM radio aimed at increasing awareness and encouraging wide participation in government securities. He also urged commercial banks, primary dealers and microfinance banks to actively promote InvestPak among their retail and corporate customers.

Encouraging participation of households in formal financial markets and efficient liquidity management by businesses, Jameel Ahmad said, “we want domestic savings to play an even greater role in financing Pakistan’s economic growth.